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It’s a part of the American Dream; get a good job, buy a nice house, build a family and enjoy life. But as the past six or seven years have demonstrated, not always do the forces that be make it possible for everyone to achieve that American Dream.
Today,
as we move into the summer of 2013, things have changed drastically when it
comes to owning a home. Where just a few short years ago people were unable to
hold on to their homes, many were forced to move into rental homes or
apartments. Today, it’s a new day in the housing industry.
Interest
rates are low. Houses are still affordable. Mortgages are easier to obtain than
they were during the past few years. All these signs point to a great time in
real estate.
There
are numerous advantages to owning your own home, ranging from tax breaks to
autonomy, better amenities and more. Consider this: for the cost of what you
might be able to rent an average-sized single-family home you could easily buy
the same or more, depending on the loan product you choose to go with. Before
interest rates begin their expected climb back upward, now is a great time to
buy a home.
There
are several lending options available for buyers these days; some allow
financing with no money down, others have a minimum of 3.5% down and yet others
are designed for buyers with more up-front cash. Regardless of which option
best suits you, one thing is certain; if you can do it – buying a home is by
far the best option and it certainly helps to build your future as your strengthen
the equity in your home.
If
you’d like to start looking for homes to find your dream house, contact us
today! We’ve helped countless buyers realize their American Dream!
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